Due to economic stimulus measures enacted in response to the pandemic, deposit growth outpaced Deposit Insurance Fund growth in recent years, shrinking the ratio of DIF funds to total insured deposits ...

Top certificates of deposit (CDs) are paying annual percentage yields (APYs) of over 5.00% right now. That makes them attractive savings vehicles for people who are willing to tie up funds for a set ...

Regulators announced a plan to raise deposit insurance coverage, promising greater protection for savers if a bank fails. The ...

Bank networks, such as IntraFi Network Deposits and Impact Deposits Corp., can help spread excess deposits across multiple FDIC-insured banks for maximum coverage. Opening accounts with different ...

The risk of bank runs could be lowered if lawmakers accept a new proposal from the Federal Deposit Insurance Corp. to boost deposit-insurance protection for businesses above the current $250,000 ...

The FDIC is a government agency that was created during the Great Depression. The sudden collapse of two regional U.S. banks in three days has some Americans wondering if their bank could be next.

SAN FRANCISCO (KGO) -- The Federal Deposit Insurance Corporation, or FDIC, this week announced proposed reforms to their deposit insurance program. It comes in the wake of a series of bank failures -- ...

FDIC insures individual bank deposits up to $250,000, reducing depositor risk. FDIC supervises banks to ensure financial stability and soundness. Recent FDIC interventions stabilized banks in the 2023 ...

The Federal Deposit Insurance Corporation on Monday endorsed raising the deposit insurance limit for businesses following high-profile bank failures that prompted regulators to cover billions of ...

Recent bank failures have focused attention on deposit insurance. With the recent failures of Silicon Valley Bank and Signature Bank the FDIC ensured all depositors were quickly paid back in full.

Niche banks cater to specific demographics by tailoring their services and products to meet unique customer needs. Discover ...

FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category — meaning a single person can protect far more than $250,000 by using different account types at the same ...